[INTRO]
You worked for it. That’s what you tell yourself when the check clears, when the crop comes in, when you sit down after a long day and feel like you’ve earned the rest. Nobody in Climax gets paid for staying home. The paycheck follows the shift. The harvest follows the planting. The world runs on wages, and we like it that way. It feels right. It feels fair.
And we assume God runs the same system.
Be faithful, and God pays up. Show up to church, read your Bible, keep your nose relatively clean — and God will deliver. Skip out on all that, and God docks your pay. It makes perfect sense. Everybody in town operates on this logic, whether they’ve thought about it or not.
And it is completely wrong.
This Sunday — the Second Sunday in Lent, Reminiscere — Paul takes us to the strangest courtroom you’ve ever seen. The defendant is guilty. The evidence is clear. Every mouth is stopped. And the Judge declares him righteous. Not because the case was weak. Not because the defendant made a compelling argument. Because the Judge paid the fine himself.
Here’s what I want you to see: God does not justify the godly. He justifies the ungodly. And until you hear this as good news — until you hear it as the only news that can actually save you — you haven’t heard the gospel.
[THE PROBLEM]
Keeping Score
We are all scorekeepers. Every last one of us.
We keep track of who showed up and who didn’t. Who put in the work and who coasted. Who deserves a break and who had it coming. We file these things away without even thinking about it — mental ledgers running in the background of every relationship we have. And we assume God keeps the same ledger.
“Now to the one who works, his wages are not counted as a gift but as his due” (Romans 4:4).
Paul names the system. He calls it the economy of wages — ὀφείλημα (opheilema), a debt owed. Under this system, God is your employer. You put in your hours of faithfulness, and he owes you. You show up to church, tithe your income, raise your kids in the faith — and God had better deliver. That is not faith. That is a contract. And the moment you treat your relationship with God as a contract, grace is off the table. You cannot call a paycheck a gift.
Do you see the trap? If God owes you for your obedience, then everything you receive is a wage, not a mercy. And if it’s a wage, you’d better hope your hours are sufficient. You’d better hope your performance review comes back clean. Because under the economy of wages, there is no grace — only what you’ve earned and what you haven’t.
And the problem with the contract is not that God fails to keep his end. The problem is that your account is overdrawn.
Paul has spent three chapters proving this — Romans 1 through 3. Every mouth is stopped. All have sinned and fall short of the glory of God. There is no one righteous, not even one. If God deals in wages, we are bankrupt. Every one of us. The man who hasn’t missed a Sunday in forty years and the man whose truck is at the bar every Saturday night — both overdrawn. Both unable to cover the debt.
Here’s what we miss about Abraham. We turn him into a moral hero. Be brave like Abraham! Step out in faith! Take the risk! Sunday school flannel graphs of a noble patriarch striding boldly into the unknown. But that is not what the text says. Listen to what Joshua tells Israel centuries later:
“Long ago, your fathers lived beyond the Euphrates, Terah the father of Abraham and of Nahor; and they served other gods” (Joshua 24:2).
Abraham was an idolater. His family worshiped the moon god in Ur of the Chaldeans. He did not earn God’s call. He did not build an impressive spiritual resume. He did not raise his hand at a revival meeting. God broke into a pagan household and said Lech-lecha — “Go.” Sheer initiative. No audition. No application. No resume required.
The Hebrew is striking. לֶךְ־לְךָ — an imperative followed by an ethical dative. “Go, for yourself.” It appears only twice in Abraham’s story: here in Genesis 12, when God sends him away from his past, and again in Genesis 22, when God demands his future. Abraham’s entire life is framed between these two commands, and in neither case did he do anything to deserve the call. The first lech-lecha comes to a pagan. The second comes to a father asked to give up everything.
And then there’s Nicodemus. The Gospel reading gives us Israel’s teacher showing up in the dark (John 3:1-2). A ruler of the Jews. A Pharisee. A man with every credential the religious world could offer. He comes to Jesus at night — and John’s Gospel uses darkness as a theological symbol; Nicodemus comes in the dark because he is in the dark — with his resume in hand: “Rabbi, we know that you are a teacher come from God.”
And Jesus doesn’t congratulate him. Jesus tells him he has to start over entirely. “Unless one is born from above, he cannot see the kingdom of God” (John 3:3). The word ἄνωθεν (anothen) means “from above” — not “again,” as if you could repeat the process. This is not a second try. This is a birth that originates in God, from God’s side, by God’s initiative. A baby does not cause its own birth. A dead person does not raise himself.
“That which is born of flesh is flesh” (John 3:6). Flesh cannot transcend itself. All that learning, all that moral seriousness, all that religious devotion — and it cannot produce the new birth. The best religious resume in Israel was worth exactly nothing in the kingdom.
In Climax, we know what scorekeeping sounds like. I’ve been going to church my whole life. I raised my kids right. I never missed a Sunday. I put my money in the plate. And then comes the quiet thought — the one you don’t say out loud: So why isn’t God holding up his end? Why is my marriage falling apart? Why are my kids walking away? Why does everything feel so hard?
That’s the economy of wages. And it always ends in one of two places. Pride — if you think your account is in the black. Despair — if you know it isn’t. There is no third option. Not under this system.
I do this. You do too. We keep score with God because it’s the only economy the human heart knows. We assume that if we put in enough, we’ll get enough out. And it never occurs to us that the whole system is broken — that we are not employees negotiating wages but beggars in need of a gift.
The Augsburg Confession, Article IV, says it as plainly as it can be said: “People are freely justified for Christ’s sake, through faith, when they believe that they are received into favor and that their sins are forgiven for Christ’s sake.” Freely. Not as wages. Not as reward. For Christ’s sake — not for yours.
So if the godly can’t earn it and the ungodly don’t deserve it — where does that leave us?
[THE TURN]
The Most Delightful Text of All
It leaves us exactly where God wants us. Empty-handed.
Read this slowly:
“And to the one who does not work but believes in him who justifies the ungodly, his faith is counted as righteousness” (Romans 4:5).
Read it again. “The one who does not work.” “Him who justifies the ungodly.” This is not a footnote. This is the headline. This is the sentence on which every other sentence in the Bible depends. Luther called it “the most delightful text of all.” And it is — once you stop fighting it.
Here is where the Greek does its work. The word λογίζομαι (logizomai) is a bookkeeping term. It means to credit an account, to enter a figure into the ledger, to reckon something as belonging to someone. Paul uses this word eleven times in Romans 4. Eleven. The repetition is not careless — it is relentless. God is keeping books. But the entry he makes is not the one you earned. He credits righteousness to the account of those who believe. The value on the ledger is Christ’s. The account is yours. You did not deposit it. You cannot withdraw it. It was entered by another hand.
Now look at the object of God’s justifying work. Not the “partially godly.” Not the “sincerely trying.” Not even the “making progress.” The ἀσεβής (asebes) — the ungodly. Every religious system in the world — every one — assumes God rewards the good and punishes the bad. Paul says the opposite. God justifies the ungodly. This is not the fine print of the gospel. This is the front page.
Luther at Heidelberg in 1518, Thesis 28: “The love of God does not find, but creates, that which is pleasing to it.” Human love goes looking for something lovable. You love the good child, the faithful spouse, the reliable friend. God’s love works the other way entirely. God’s love makes the unlovable lovely. Justification is not God squinting at your moral record and deciding it’s close enough. It is God creating righteousness where there was none — ex nihilo, out of nothing. The same God who called light out of darkness calls sinners righteous. The same word that made the world makes you new.
But how? How can a righteous God declare the unrighteous righteous? Where does the righteousness come from?
[THE GOSPEL]
Alien Righteousness
This is the heart of the matter. Do not skim this.
The righteousness God credits to your account is not your own. It never was. It is alien righteousness — iustitia aliena — righteousness from outside you, from Christ. When God the Father looks at a baptized Christian, he does not see your moral resume. He does not weigh your good days against your bad ones. He does not average your performance reviews. He sees the life, death, and resurrection of his Son. Christ’s perfect obedience — his keeping of every commandment you have broken, his resistance of every temptation you have lost, his faithful death on the cross you deserved — is entered into your ledger. Your account reads: paid in full.
This is not a metaphor. This is what happened.
On the cross, Christ did not simply demonstrate God’s love, as if God were trying to make a point. He absorbed God’s wrath against your sin. He bore the curse. Paul puts it with devastating clarity in 2 Corinthians 5:21: “For our sake he made him to be sin who knew no sin, so that in him we might become the righteousness of God.” The one who had no sin became sin. The one who was sin became righteous. The great exchange. Your bankruptcy transferred to his account. His wealth transferred to yours.
Remember the diagnosis? You were overdrawn. Every one of us. The man who hasn’t missed a Sunday and the man at the bar — both bankrupt. And here is the cure: not a payment plan, not a restructured debt, not a second chance to earn it. A free deposit. Made by someone else. In your name.
And now listen to what Paul says about the God Abraham trusted:
“…the God in whom he believed, who gives life to the dead and calls into existence the things that do not exist” (Romans 4:17).
This is not an abstract theological principle filed away in a seminary library. This is what God does. He gives life to the dead. He calls things into existence out of nothing. Justification is resurrection — the spiritually dead declared alive. Justification is creation — righteousness spoken into being where there was none. This is the God Abraham trusted. Not a God who helps the strong get stronger, or the good get better, but a God who raises the dead.
And now Genesis 12 comes alive. God calls Abraham — an idolater from a pagan city, a man with no spiritual resume, a moon-worshiper from Ur — and promises to make him a blessing to all families of the earth. Not because Abraham is worthy. Because God is faithful. The blessings cascade in Genesis 12:2-3: I will bless you, I will make your name great, you will be a blessing, I will bless those who bless you, in you all families of the earth shall be blessed. Five blessings. Against the curses piling up since Eden — serpent cursed, ground cursed, Cain cursed, Babel scattered — God answers with an avalanche of blessing. Grace flows downhill. It always has.
Chrysostom, preaching in fourth-century Antioch, saw this: “See how great a thing faith is! When the patriarch was not yet circumcised, nor had he offered Isaac, nor done anything great, he was justified by his faith alone.” And on the scandal of Romans 4:5: “To believe that God is able to justify the ungodly — this requires a great and noble soul.” Not because faith is our contribution to the deal. Not because believing is the one work we still get credit for. Because faith is the surrender of every contribution. Faith is the moment you stop reaching and start receiving. Faith is the beggar’s hand — empty, and therefore full.
But this is not ancient history. This is not a lecture about a dead patriarch. Where does this alien righteousness reach you?
In your Baptism.
The font is where God opened a ledger with your name on it and wrote righteousness in Christ’s hand. You were not baptized because you were ready. You were not baptized because you had earned it. Most of you were baptized as infants — screaming, uncomprehending, contributing absolutely nothing. And that is exactly the point. A baby does not cause its own birth. A beggar does not earn the gift. You were carried to the water, and the water carried Christ to you.
The Large Catechism says it plainly: “The power, effect, benefit, fruit, and purpose of Baptism is that it saves.” Not that it helps. Not that it starts the process. It saves. And Paul in Romans 4:16: “That is why it depends on faith, in order that the promise may rest on grace and be guaranteed.” That word — βεβαίαν (bebaian) — means firm, secure, unshakeable. The promise is guaranteed. Not because your faith is strong enough. Because it rests on grace, not on your performance. Your Baptism is more certain than your feelings, more reliable than your spiritual experiences, more real than your doubts. You do not need to wonder whether you are justified. You can point to the water.
And at the Table, the God who justifies the ungodly feeds you with the body and blood of the One whose righteousness is yours. You come with empty hands — the beggar’s hands of faith — and you receive what you could never earn. “Given and shed for you for the forgiveness of sins.” Not for the worthy. Not for the prepared. For you. The ungodly one whom God justifies.
And when you hear the pastor speak the words of absolution — “I forgive you all your sins” — that is not a wish. That is not a suggestion. That is God’s own voice, delivering to your ears what Christ accomplished on the cross. The preached Word is not information about salvation. It is salvation, arriving.
Word. Water. Bread and wine. This is how alien righteousness reaches you. Not through your effort. Not through your feelings. Through the means God chose — ordinary, physical, concrete — because God always works through means. He does not leave you guessing. He gives you something to point to.
[LIVING IN THE LIGHT]
The Beggar’s Hand
So what does it look like to live as someone whose account has been settled?
Because you have been declared righteous — not so that you might become righteous — you are free. Free from the scorekeeping. Free from the anxious calculus of whether you’ve done enough, given enough, prayed enough, shown up enough. Free to look at your neighbor without keeping a mental ledger. The score has been settled. By someone else. For you.
And now Psalm 121 sings.
The pilgrim lifts his eyes to the hills — not to his own resources, not to his moral resume, not to the tally of his good days versus his bad ones — but to the LORD. “My help is from the LORD, who made heaven and earth” (Psalm 121:2). The God who justified Abraham, who credits righteousness to the ungodly, who gives life to the dead — this God keeps you. Six times in eight verses the psalm repeats it: he keeps. He does not slumber. He does not sleep. Your standing before God does not depend on your vigilance. It depends on his.
The Hebrew word שָׁמַר (shamar) — “to keep, to guard, to watch over” — is the same root used in the Aaronic benediction: “The LORD bless you and keep you” (Numbers 6:24). Every time you hear that blessing at the end of the service, you are hearing Psalm 121 in miniature. God keeps you. Not because you have earned his keeping. Because he does not slumber or sleep. Because the promise rests on grace and is guaranteed.
Here is what this means on a Monday morning.
The church member who hasn’t been to communion in months — who sits in the parking lot on Sunday and can’t make herself walk through the doors, who feels too far gone, too messed up, too ashamed to come back — God justifies the ungodly. Not the cleaned-up. Not the ready. Not the one who has finally gotten her act together. The ungodly. Come as you are, because you will never be ready enough. The Table is set for beggars.
The parent carrying guilt for how the kids turned out — who lies awake replaying every wrong decision, every lost temper, every conversation that should have gone differently — your worth before God is not measured by your children’s choices. It was settled at the font. Before your kids were born. Before you had anything to succeed or fail at. Christ’s righteousness, not your parenting record, is what God sees when he looks at you.
The neighbor you can’t forgive. The grudge you’ve nursed for years — the thing they said at the café, the way they voted, the fence line that’s still in the wrong place. You are living proof that God forgives the undeserving. Can you hold a debt that God has cancelled? This is not “try harder to forgive.” This is: you have been forgiven a debt so enormous that every grudge you carry is pocket change by comparison. The forgiven forgive — not by gritting their teeth, but because they know what it is to be a beggar who received.
The farmer heading out before dawn, the teacher walking into a classroom full of chaos, the retiree wondering if anyone still needs her — God serves your neighbor through your ordinary work. The sacred is not just Sunday morning. It is Tuesday at six in the morning in the barn, and Wednesday afternoon in the school hallway, and Thursday evening at the kitchen table helping with homework. Your vocation — parent, worker, neighbor, church member — is not your way of earning God’s favor. It is God’s way of loving your neighbor through you. You are already righteous. Now you are free to be useful.
The Augsburg Confession puts it this way: “People are freely justified for Christ’s sake, through faith, when they believe that they are received into favor and that their sins are forgiven for Christ’s sake.” Freely. For Christ’s sake. Through faith. Not through performance. Not through track record. Not through doing enough. Through trusting the God who justifies the ungodly.
This is not “stop keeping score.” That is just another scorekeeping system — one more thing to fail at. This is: the score has been settled. By someone else. For you. You are not employees negotiating wages. You are beggars who have been handed a fortune. And beggars don’t strut. But they don’t grovel either. They just receive. And then they share.
[CONCLUSION]
The Most Delightful Text
You came in thinking God runs on the economy of wages. Work hard, get paid. Be good, get blessed. Keep your end of the deal, and God will keep his. But Paul — and Abraham, and Nicodemus, and the pilgrim lifting his eyes to the hills — testify to something else entirely. A God who does not find the lovable but creates the lovely. A God who does not reward the righteous but declares the unrighteous righteous. A God who does not help the living but raises the dead.
Luther, in his Preface to Romans, wrote: “Faith is a living, bold trust in God’s grace, so certain of God’s favor that it would risk death a thousand times trusting in it.” Faith is not your contribution to the transaction. Faith is not the one work you still get credit for. Faith is the open hand that receives. The beggar’s hand. Empty — and therefore full.
The old Reformation hymn gets the last word. Paul Speratus, writing from a prison cell in 1523, penned the hymn that became the anthem of the Reformation: “Salvation unto Us Has Come.” The third stanza:
It is a work God does alone — The faith that lays hold thereupon, He also freely giveth.
Even the faith is a gift. Even the hand that receives is opened by God. You did not earn it. You cannot lose it. It was credited to your account before you could lift a finger.
You do not need a better resume. You need a better righteousness. And you already have it — credited, deposited, guaranteed — by the God who justifies the ungodly.